Our Services
What matters to you changes. Your plan
should keep up.
Every client relationship is different. Our services are organized around what you actually need at each stage of your financial life, adjusted as your circumstances change.
Retirement Income Planning
You are approaching retirement or already there, and the income picture needs to be right.
We help you structure Social Security, retirement distributions, and income sources to carry you through the full length of retirement. You’ll know what you can spend and how long it should last.
Investment Management
You want a portfolio that reflects your plan and your timeline.
We build and manage investment portfolios aligned with your financial plan and risk tolerance. The focus is steady, disciplined performance over time, designed to carry you through full market cycles.
Risk Management
You’ve worked hard for what you have, and you want to protect it.
We review your insurance coverage, long-term care exposure, and financial risk to help make sure your plan is protected against what’s preventable.
Tax Planning Strategies
Taxes are one of the biggest variables in retirement income.
We work to position your assets and distributions in ways that can reduce unnecessary tax exposure. Roth conversion opportunities, asset location, and withdrawal sequencing are part of every client plan.
Estate Planning Coordination
You want your wealth to go where you intend.
We coordinate with estate planning professionals to make sure your plan reflects your intentions and that your beneficiaries, account titling, and documents are aligned with your wishes.
Financial Planning
You want a clear, complete picture of your financial life.
From cash flow analysis to goal mapping to scenario planning, we help you see the full picture and make decisions at every stage with real numbers behind them.
Neither 1796 Private Wealth nor &Partners renders legal or tax advice. Please consult your tax or legal advisors before taking any action that may have tax consequences.
How We Invest
Grounded in probabilities, not predictions.
We don’t try to time markets or chase returns. Every investment decision starts with the same question: across the range of outcomes, what position gives you the best odds?
That means managing for the full cycle and staying disciplined through rallies and downturns alike. Risk comes first. Our goal is to lose less in the bad years — when the market is down 20%, we want our clients down 5.
Our Process
A clear approach
to getting started.
Before we recommend anything, we ask questions. The right financial plan can’t rest on assumptions. It’s built on a complete picture of who you are, where you stand, and what you want from the years ahead.
1.
Understand Your Full Picture
We start with a real conversation. The more we understand, the better we can plan.
2.
Design a Plan That Fits Your Life
Your plan is designed around your specific situation, your life stage, and the outcomes you are working toward.
3.
Help Strengthen Your Position
Once your plan is in place, we look for ways to help improve it. That means reviewing the full range of decisions that affect where you end up and making adjustments that move you forward.
4.
Stay Engaged as Your Life Evolves
Plans change because lives change. We meet with every client at the client’s preferred cadence to review, adjust, and help make sure your plan reflects where you are today.
